دانلود کتاب Managing Your Money All-In-One for Dummies

From the Back Cover **Get a handle on yourmoney and take chargeof your financial future!** Want to take control of your finances once and for all? This easy-to-understand guide combines expert money management advice with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven minibooks show you how to improve your relationship with money — no matter your age or stage of life. * Assess your financial situation — calculate debt, prepare a budget, trim spending, boost income, and improve your credit score * Run a money-smart household — save on utilities, reduce waste, and cut medical and transportation costs * Tackle your debt head-on — consolidate your debt, negotiate with creditors, and get professional help * Save and invest wisely — develop good saving habits, weigh your investment options, save for college or retirement, and trade online * Protect your money and assets — combat identity theft, conduct online banking, and determine your home, auto, and life insurance needs * Ensure a comfortable retirement — from 401(k)s to IRAs to reverse mortgages, manage your money and maximize your return * Plan your estate and will — prepare and safeguard a will or trust, work with planners and attorneys, and take care of aging parents **Open the book and find:** * Ways to scale back on expenses * How to choose the right mortgage — and avoid foreclosure * Tips for lowering your taxes * Solutions for paying down debt * Proven investment advice * How to pay for college * The pros and cons of bankruptcy * Guidance in managing your money online